

The companies making the ram chips are not the ones making motherboards. They just want to sell their product for as much as they can.
Shutting down your entire consumer business does seem a bit short sighted though - keep the doors open for the future.





I do the pools idea too.
But every Christmas I sum my expected non regular expenses (maintenance fees, insurance, dentists, cloud storage, etc) and divide by 12 to get the monthly cost so I can spread out the expected budget busters.
Otherwise August/September give me a shock - lots of big bills then.