

That’s a good idea! I do things differently (basically adding money to different “pools” to use for different categories), but if I need to forecast how much I’m going to spend on things, this would really help.
I tend to assume that something I buy will last forever (unless it’s explicitly replaceable)…but that’s basically never the case these days.



I have an Excel file for recurring expenses with dates of recurrence and auto-calculated yearly and monthly totals, and these factor into my monthly/yearly “budgets”. And thus, into how much I need to maintain my emergency fund!