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Joined 3 years ago
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Cake day: June 16th, 2023

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  • I’m with you. I’m around $120-125k depending on bonuses. I could in theory make more, but I work remotely, have plenty of PTO, the job’s pretty cushy for several months the year and only rarely super busy and stressful, and I’m already saving aggressively. I haven’t capped off and could make more (heck, I’m not even senior where I am), but it would likely come with work life balance issues and a side helping of misery. No thanks.

    Having enough money to live and thrive is important, but knowing when it’s enough and enjoying your life outside of it is just as important.


  • Same, we’re not buying anything fancy. Bulk meats, some fresh fruit and vegetables, and we buy a lot of dry and powdered goods that keep (wheat gluten, pastas, beans, etc.). Milk, sour cream, eggs, butter, orange juice, some bread. We get some snacks here and there, but minimally and generally it’s stuff that can be added to make meals anyway, like tortilla chips and the like, or dips that can be thinned to make convenient sauces.

    We even make our own treats, like I make my own yogurt and peanut butter from starter and whole peanuts and cashews, and my wife makes homemade ice cream sometimes.


  • I’d like to see that too. It’s probably terrible. My wife and I probably spend $600 every 5-6 weeks and it’s just the two of us, no kids. And we bulk shop (Sam’s Club) so it’s cheaper. Back when we went to the supermarket it was like $500 every 2-3 weeks.

    We both have health conditions, so we don’t do takeout, do all our own cooking to account for our needs. Our bill is probably a bit higher do to that, but it mostly involves avoiding salt and sugar and eating healthy as possible.


  • Seriously, people are nuts about spending, cars and trucks especially. Some of these things cost more than my monthly mortgage, and nearly always financed with crap terms.

    My last car before I got the new one in 2020 was an ‘07 Hyundai Accent hatchback and I beat it up for 14 years.

    If I hadn’t moved out to the boonies and needed something that could handle at least light off-road, I’d still be driving it. I went for a 2020 KIA Sportage CUV with AWD I put some good all-terrain tires on it (Nitto Nomad Grapplers). It’s not fancy but it has an ICE engine and can handle hills, mud, etc. and goes where I need.

    I get that people want fancy cars and shit, but I just can’t even. I got a decent direct drive racing wheel for my PC setup; if I wanna drive something fancy I’ll do it virtually, without the $800+ monthly payment.


    Edit - yikes about the girlfriends. My wife is as frugal as I am, probably even more so. She’s very anti-materialism. Back when we were actually broke I spent a lot of time stressed and angry over financial stuff, especially over “big” purchases (like anything over $50 or $100, which is sad to think about now). Nowadays I encourage her to get stuff she wants. She rarely wants things, and when she does, it should be quality, no point in skimping. We have it and we’re talking like hundreds sometimes, neither of us is springing for huge purchases without consulting each other.

    I also make a point to donate to our local food bank monthly and buy food for the holiday food drives in the area because I get I have it better than most these days and feel like I should be doing what I can to help.


  • I make low six figures, definitely not in survival mode. I’m probably abnormal, as I grew up with money insecurity, and had to file bankruptcy in the early 2010s.

    When my income started going up, after a certain point I just started living like it didn’t. I save 30-40% of my pay every month. I’m not cheap, but I’m frugal and willing to wait for sales on stuff if it’s not something I need right this moment.

    I have well over a year of expenses in a HYSA.

    I bought my last car in 2020 for 24k USD fora new previous year model that was still on the lot and paid 1/3rd cash up front with a zero interest deal financing to keep the monthly cost down.

    Paid off all my debts, student loans, everything but the mortgage. And since I work remotely and am an introvert, my wife and I moved to the rurals and got a mortgage for half of what it would be in our previous city. I will likely have it paid off in 2-3 years, maybe 6-7 years into a 30 year mortgage.

    Living on six figures had not been all that difficult. I don’t even really think about money anymore and it’s a weight off me. It’s living on six figures while keeping up with the Joneses, celebrity influencers, and advertisers, going into massive debt for sake of appearances and potentially invoking the envy of others to prove you’re somehow better or you’ve “made it” and “deserve it” … that’s hard.



  • Neat write up.

    Power consumption is a big reason I ditched my full size server for an AMD mini-PC. Way more efficient with a tdp of 25w, and idles pretty low (sub-10w, I forget the exact wattage).

    I’m not really doing a lot with it, it’s mostly for Plex and Jellyfin, and I’ve got a separate VM hosting home assistant. It’s running Proxmox, and plenty of headroom if I needed more VMs or containers.





  • This is why it’s a great idea to refuse to install everything that’s possible, including smart switches, cameras, lights etc. that rely on the good will of some company to keep running.

    Even then you can get fucked over. I’ve used Hue smart lights for years, and back when I bought them, you didn’t need an account to use them, just an app and network connection. Years later, they forced an online login for the app, requiring you to be online to interface with the bulbs. You can kind of work around it with Home Assistant, but you still need the account now to add the bulbs, and I don’t think scenes work without an account either now.




  • I posted this on your other thread in the rant community, but will add it again here in case others might be interested in some of the books:

    ———

    Consider more mature / adult oriented series, and literature. Marvel and DC will always appeal to the status quo.

    Try Image comics. Spawn started adult and things go on from there. Tons of shit goes down including the end and rebirth of the world. Savage Dragon has run on so long that characters who weren’t even born when the series started are grown adults with kids, and the main character is literally dead (not comic book dead, just dead and gone).

    In books there’s stuff like Soon I Will Be Invincible by Austin Grossman, Murs Lafferty’s Playing For Keeps, Paul Tobin’s Prepare to Die! (a somewhat vulgar example at times but also hilarious, the hero’s power is to take a year off someone’s life by punching them. Most villains just surrender when he shows up, and rarely want to fight him twice).

    Also good is Marion G. Harmon’s Wearing the Cape series, wherein time passes, crazy shit goes down, heroes get hurt, die, retire, etc. Starts with the main character at 17 I think, but as of the current book she’s well into her 20s and married. This one is a mix of junior and adult capes, where superheroes are state and government sponsored as a legal requirement.