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Joined 3 years ago
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Cake day: June 7th, 2023

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  • I bought the Emby lifetime license about 2 years ago when the plex remote streaming stuff first started getting talked about. It coincided with my server refresh so it ended up working out. I have been really happy with Emby so far.

    One thing to note is that music streaming on remote devices is WAY better on plex, Emby behaves more like a mapped network drive running over the internet to a local music player that then forgets your position on pause or when you move away from the remote app/device whereas Plex is actually functional as a modern music player. I keep a local copy of my music library on my phone anyways and okay through Gonemad so it is a non-issue for me but Emby should work better than it does in that case.

    Plex also allows/provides “live” tv (with ads) which can be nice if you are into that, and there is the “free” streaming library too which Emby doesn’t offer. I’ll keep plex around for those features but non-of my stuff is/will be hosted on Plex.






  • I’m sorry to hear that. I was there 3 years ago on a smaller budget. I thought we were in a decent spot financially and then we had our first kid (planned) and my partner stayed home with our baby. Our income went down by roughly a third overnight and we had a $10k delivery bill and all the other new baby stuff. We burned though our savings in about 9 months even though I was working. I almost opted to sell my car but I was very fortunate to find a new job making about 30% more and we recovered. The stress in that situation is immense and I hope you find a way out.










  • Couple of observations. I am the sole earner in our house. I am fortunate that I make about $140k and we live suburban Texas. In our family of 4 our basic expenses are as follows.

    Mortgage is $2100/ month

    Homeowners insurance $400/ month

    Property tax $200/month

    Car insurance $185/month

    Electricity $250/month (average)

    Natural gas $40/month

    Water+trash $200/month

    Internet $90/month

    Streaming (disney/netflix/audible) $45/month

    Groceries $400-600/month

    Gas $200/month

    Toll roads $50-100/month

    Cell phone $200/month

    Coffee once a week $40/month

    Date night food (once a week) $500/month

    Fucking health insurance for the family is $750/month (my contribution, my employer pays the majority)

    Roughly $6250/month give or take.

    We don’t have consumer debt, no car notes, no child care (stay at home parent cares for the kids) no daycare, and no paid child activities.

    That is just our fixed expenses, something always comes up so obviously there is more but its inconsistent.

    My car is a 2019 wrx that was $30k we paid it off last year but the note on that was $470/month. I couldn’t get that car for that price today.

    We have an older suv for my partner and I have an old pickup that sits unused unless we need to make a hardware run, those vehicles are paid for, no loans and have been for 10+ years.

    Our last house was purchased for $191k in 2016 and we sold it for $295k this past year.

    Our insurance went from $1200/year to $4800 per year on that house before we sold it. Similar thing with property taxes.

    Unless you have managed a 10% return or salary increase, your money doesn’t go as far as it used to.

    I am happy to pay my fair share of taxes. For what I am paid, I feel like its reasonable to contribute more in taxes based on my earnings, but as a result, my take home is obviously not $140k. So when you figure fixed expenses are ~$75k, plus my 401k contributions, savings for my kids college fund, and incidentals for stuff like car tires, birthdays, christmas, house repairs, medical expenses, etc, its relatively easy to eat up the remainder of that pool.